With over 20 years of experience in the mortgage industry as both a mortgage broker and underwriter, I bring extensive lending knowledge and a strong financial background to every client I serve. With a bachelor’s degree in Accounting and Business Administration, I understand the numbers behind a mortgage as well as the importance of finding the right financing solution for each client.'=

As a mortgage broker, I have access to multiple banks and lenders, allowing me to compare loan programs, rates, and fees and provide options based on each client’s unique needs. My goal is to offer competitive rates and low fees while delivering honest, personalized service and expert guidance from application through closing.

Outside of the mortgage world, I’m happily married, and my wife and I enjoy traveling, cooking together, and exploring California wines. One of my biggest personal interests is day trading. I have extensively studied the work of W.D. Gann and developed my own day trading methodology based on Gann’s concepts of vibrational analysis. I enjoy studying the markets, continually learning, and applying the same discipline and analytical thinking to trading that I’ve brought to my mortgage career for more than two decades.